York: 01904 263012 Leeds: 01134 150051

Mailing list: Join

Life Assurance

Life Assurance is an insurance policy against your death where money is paid out if you die (or are diagnosed with a terminal illness) which can be used to clear the mortgage debt and/or provide funds for the family towards their living costs.

A policy can be:

Level term – where the amount remains constant over time
Increasing term – where the amount increases in line with inflation to remain constant in real terms
Decreasing term – where the amount decreases in line with the outstanding mortgage balance

It is also possible to take the benefit as an annual income rather than a lump sum – this is known as Family Income Benefit and can provide a more cost effective strategy.

We can advise on the best cover in light of your mortgage/family arrangement and source from a whole range of providers to get the best price.


  • News (43)
  • Events and Stories (2)
  • Testimonials (16)
  • Featured (6)
  • Company Services (2)

    Archive Posts

    Recent Comments