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Why Is It Taking So Long To Sell My House?

Mortgage Tree

Aug 21, 20204 min read

Why Is It Taking So Long To Sell My House?

Despite hopes your home would sell quickly, is it a few months down the line and still languishing on the market? We take a look at the...

Mortgage Tree

Aug 21, 20203 min read

House Prices Jump In July 2020

House prices recover in July and transactions are on the rise after the lock down slump - but what is driving renewed activity and what...

Mortgage Tree

Aug 6, 20203 min read

Best Mortgage Rates (August 2020)

David Hollingworth, at L&C Mortgages, says: “Lenders’ temporary withdrawals from offering deals to those with smaller deposits means that...

Making an offer on a property and haggling over the price

Mortgage Tree

Jul 23, 20207 min read

Making an offer on a property and haggling over the price

Once you have found the perfect property, you then need to decide how to bid for it. Do you put in a high offer to clinch it, and risk...

What a Capital Gains Tax review could mean for homeowners

Mortgage Tree

Jul 17, 20202 min read

What a Capital Gains Tax review could mean for homeowners

Everything you need to know about the Chancellor's capital gains tax review and what could change... This week the government announced...

How much is stamp duty and when do I pay?

Mortgage Tree

Jul 17, 20205 min read

How much is stamp duty and when do I pay?

This tax on home buyers is a major cost to budget for when buying a new property. But now a stamp duty cut has been announced from July...

Buying and selling a home now that lockdown is lifted

Mortgage Tree

Jul 8, 20203 min read

Buying and selling a home now that lockdown is lifted

Are you looking to move home but want to know how coronavirus has changed things? Here is latest advice on preparing to move, conducting...

Mortgage Tree

Jul 8, 20203 min read

New Stamp Duty Holiday And How It Works

The Chancellor today announced a stamp duty holiday so you don't have to pay any stamp duty on a property worth up to £500,000. Here's...

Can I remortgage if I’ve been furloughed?

Mortgage Tree

Jul 8, 20202 min read

Can I remortgage if I’ve been furloughed?

Can you remortgage when furloughed? How will being furloughed impact how much you can borrow? The government’s Coronavirus Job Retention...

Which lender gives you the biggest mortgage?

Mortgage Tree

Jun 24, 20202 min read

Which lender gives you the biggest mortgage?

You could potentially borrow £22,500 more depending on which lender you apply to. The amount you can borrow through a mortgage could...

Seven ways to cut your monthly mortgage payments

Mortgage Tree

Jun 24, 20203 min read

Seven ways to cut your monthly mortgage payments

Repaying your mortgage can appear daunting and leave you little to live on, particularly for hard-stretched first time buyers. But there...

Lenders will be eager to return to 90% LTV, says IMLA

Mortgage Tree

Jun 22, 20201 min read

Lenders will be eager to return to 90% LTV, says IMLA

The recent return of a number of lenders to 90% loan-to-value (LTV) lending, followed by swift withdrawal once again for some, reflected...

Social distancing and the property market

Mortgage Tree

Jun 22, 20203 min read

Social distancing and the property market

As businesses and society adapt to the new normal brought about by COVID-19, we’re seeing enormous levels of innovation and adaptation,...

Mortgage Tree

Jun 22, 20202 min read

The beginning of a property recovery?

On 13 May 2020, the UK government altered its lock-down guidance by allowing property transactions to once again continue. Despite the...

Which is cheaper – renting or buying a home?

Mortgage Tree

Jul 1, 20192 min read

Which is cheaper – renting or buying a home?

Buying a property isn't accessible to everyone, but how much does renting really cost? Renting is £172,513 cheaper than owning a home...

How to find the ideal first-time buyer mortgage

Mortgage Tree

Jun 27, 20195 min read

How to find the ideal first-time buyer mortgage

If you are buying your first property, follow these commonsense rules for a successful purchase. First-time buyers are back in business....

Fixed v variable rates: Which deals are tempting borrowers?

Mortgage Tree

Jun 25, 20192 min read

Fixed v variable rates: Which deals are tempting borrowers?

Deciding whether to fix your mortgage rate or opt for variable product is a common conundrum faced by prospective borrowers. However, new...

Could your home form part of your pension pot?

Mortgage Tree

Jun 21, 20193 min read

Could your home form part of your pension pot?

Growing numbers of homeowners are approaching retirement with paltry savings and meagre pensions, leaving them asset rich but cash poor....

Calls to improve mortgage process for self-employed

Mortgage Tree

Jun 19, 20192 min read

Calls to improve mortgage process for self-employed

An online mortgage broker is calling on the Government and the industry to make it easier for self-employed workers to get onto the...

Fixing your mortgage rate: Is a two or five-year deal better?

Mortgage Tree

Jun 17, 20192 min read

Fixing your mortgage rate: Is a two or five-year deal better?

Deciding between a two or a five-year fixed mortgage has just got more tricky as new analysis reveals the cost of repayments between the...

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