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Top tips for selling your house in the summer – York, Leeds, Harrogate, Hull, Sheffield

Posted on: July 11, 2018 // By: Jason Gentles

A list of tips for making your home more attractive to buyers during the quieter summer months has been released by the professional body for estate agents. NAEA Propertymark said summer can be a difficult time to sell because people are away on holiday and families are too busy entertaini...
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Yorkshire Remortgaging: Savings made by switching could pay for a holiday

Posted on: July 11, 2018 // By: Jason Gentles

Borrowers with mortgage deals due to expire or who are on their lender’s default rate could save over £6,500 by switching to a fixed product. That is according to Legal & General Mortgage Club which is encouraging people to remortgage after its research revealed moving from the lend...
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Tips for First Time Buyers – How to save for a deposit in a year

Posted on: June 28, 2018 // By: Jason Gentles

Could you save for a deposit on house in just 12 months? Kate Saines from 'What Mortgage' on line spoke to one couple who, without the Bank of Mum and Dad and whilst also paying rent, managed to do just that. Here are their saving tips. We frequently hear stories of how young people cannot afford t...
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Fixed-rate mortgages: Are two or five year deals best?

Posted on: June 27, 2018 // By: Jason Gentles

The gap is narrowing between the price of a two-year fixed rate mortgage and a five-year deal, according to analysis published today. Data gathered by Moneyfacts has shown the difference between the two products is the smallest it has been in nearly five years. For any borrowers weighing up the pr...
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Mortgage Advisors York

Posted on: June 13, 2018 // By: Jason Gentles

Mortgage Tree has been offering high quality mortgage advice throughout York, Yorkshire and to the UK on a whole for over fifteen years. We have helped hundreds of clients secure market leading mortgage rates and ultra competitive mortgage protection throughout the years ultimately saving them hundr...
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BTL increases market share as first-time buyer lending dips: BoE

Posted on: June 13, 2018 // By: Jason Gentles

The share of buy-to-let lending increased for the first time since the start of 2017 to take 14.1% of new loans in Q1 2018, according to the latest MLAR data from the Bank of England. The data, provided by around 340 regulated mortgage lenders and administrators, found that despite the rise in bu...
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Minimum Energy Efficiency Standard

Posted on: March 27, 2018 // By: Jason Gentles

The Minimum Energy Efficiency Standard (MEES) which comes into force in England and Wales on 1 April 2018, applies to private rented residential and non-domestic property and is aimed at encouraging landlords and property owners to improve the energy efficiency of their properties by a restriction o...
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York – “The perfect mix of heritage and hi tech”

Posted on: March 19, 2018 // By: Jason Gentles

You can’t deny the romantic beauty of York. The period buildings, the meandering river and the iconic Minster have ensured this city a billing in every Best Places list. But it has hitherto been denied the top spot because it has always been a bit, well, old — and we’re not just talking the 2,...
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Equity Release – Lifetime Mortgages & Home Reversion

Posted on: March 15, 2018 // By: Jason Gentles

Lifetime mortgages

Most people who take out equity release use a lifetime mortgage. Usually you don’t have to make any repayments while you’re alive, interest ‘...
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What is Equity Release?

Posted on: March 15, 2018 // By: Jason Gentles

Equity release refers to a range of products that let you access the equity (cash) tied up in your home if you are over the age of 55. You can take the money you release as a lump sum or, in several smaller amounts or as a combination of both. There are two equity release options: