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Mortgage Advisors York

Posted on: June 13, 2018 // By: Jason Gentles

Mortgage Tree has been offering high quality mortgage advice throughout York, Yorkshire and to the UK on a whole for over fifteen years. We have helped hundreds of clients secure market leading mortgage rates and ultra competitive mortgage protection throughout the years ultimately saving them hundr...
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BTL increases market share as first-time buyer lending dips: BoE

Posted on: June 13, 2018 // By: Jason Gentles

The share of buy-to-let lending increased for the first time since the start of 2017 to take 14.1% of new loans in Q1 2018, according to the latest MLAR data from the Bank of England. The data, provided by around 340 regulated mortgage lenders and administrators, found that despite the rise in bu...
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Minimum Energy Efficiency Standard

Posted on: March 27, 2018 // By: Jason Gentles

The Minimum Energy Efficiency Standard (MEES) which comes into force in England and Wales on 1 April 2018, applies to private rented residential and non-domestic property and is aimed at encouraging landlords and property owners to improve the energy efficiency of their properties by a restriction o...
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York – “The perfect mix of heritage and hi tech”

Posted on: March 19, 2018 // By: Jason Gentles

You can’t deny the romantic beauty of York. The period buildings, the meandering river and the iconic Minster have ensured this city a billing in every Best Places list. But it has hitherto been denied the top spot because it has always been a bit, well, old — and we’re not just talking the 2,...
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Equity Release – Lifetime Mortgages & Home Reversion

Posted on: March 15, 2018 // By: Jason Gentles

Lifetime mortgages

Most people who take out equity release use a lifetime mortgage. Usually you don’t have to make any repayments while you’re alive, interest ‘...
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What is Equity Release?

Posted on: March 15, 2018 // By: Jason Gentles

Equity release refers to a range of products that let you access the equity (cash) tied up in your home if you are over the age of 55. You can take the money you release as a lump sum or, in several smaller amounts or as a combination of both. There are two equity release options:
  • Lif...

    Firt Time Buyers numbers up 7% year on year

    Posted on: March 14, 2018 // By: Jason Gentles

    The latest data from UK Finance has shown a steady strengthening of the UK property market despite fears over Brexit and increasing political uncertainty. According to the most recent report, there were 49,800 new homeowner remortgages completed in January, 19.1% more than in the same month a yea...

    General Data Protection Regulation (GDPR)

    Posted on: March 14, 2018 // By: Jason Gentles

    New European Union (EU) legislation called the General Data Protection Regulation (GDPR) will come into effect from Friday 25th May 2018. What is GDPR? GDPR is being introduced to standardise the way data is handled across the EU and will affect the way all industries and orga...

    First UK base rate rise in a decade, what should I do?

    Posted on: November 3, 2017 // By: Jason Gentles

    At midday yesterday, 02/11/2017, the Bank of England announced an increase in the base rate from its historic low of 0.25% to 0.5%. This is the first rise in over a decade...

    Industry predicts November rate rise as inflation hits 3 Percent

    Posted on: October 17, 2017 // By: Jason Gentles

    CPI inflation rose to 3.0% in September, up from 2.7% in August, according to ONS data released this morning. CPIH, which the ONS are now using as their headline measure and which includes owner occupiers’ housing costs, rose to 2.8% from 2.7% in August. Both measures of inflation are now at...